what if i told you that you can get â£35 worthof supermarket shopping for just â£9? what if i told you that you could savehundreds or even thousands, just by changing your mindsetwhen it comes to spending? what if i told you that flying homecould be cheaper than a one-way train? believe it or not,all of those things are true, and if you are looking fora great money workout, then i will be your trainer today. no breaks.
when it comes to money,and especially saving it, i've had many years of experience. you might've seen back in january of 2016, i flew home from sheffieldto essex via berlin, because it was â£8 cheaperthan taking the train. i even got â£600 worth of supermarketshopping and only paid 4p for it. when it comes to couponing,there are so many ways you can save money, but i see so many peopleposting on facebook saying, "got no money left," or "oh, well,that's me skimmed for the next month;
# broke #nomomoney #lol." (laughter) but why is running out of moneyin any context so comical? you wouldn't see"house's been repossessed #lol." so why even gets to the first stage? when taking a look at your spending, making small adjustmentscan make a massive difference. there're ways you can save moneyon all of your favorite brands that you buy everyday.
how do you do that? by using coupons, loyalty schemes,mobile apps, and cashback sites. despite what you might think,it doesn't have to be time-consuming, and you can save hundreds,or even thousands. when it comes to couponing, if you go ontopringles facebook page right now, you can print out a coupon for a free tin. simple as that. #lol.
also, if you go intooptiwell website right now, they are giving away a free yogurt drink. all you have to do is print it out. there're hundreds of coupons for youto print out right now from online, and all you need to dois google the word coupons. if you print out the right ones,you can get a â£35 shop and only pay â£9, including branding itemssuch as ariel, finish, and pringles. they are all big brands,and it's a fifth of the price. even coupons -
if you've got one pound of coupon,you can use them on sales. if you use a one-pound of couponon the products on sale at one pound, it makes it free;there's no questions asked. who here likes starbucks? well, guess what?you can save money on that. if you sign up to their loyalty app,every 15th coffee you buy will be free. that may not sound like much, but if you buy a starbucksevery single weekday that costs 4 pounds, that's â£70 a year you're saving,just for signing up to an app.
speaking of apps, there'remobile apps on your phone now which save you moneyon your supermarket shopping. apps like shoppertise, checkoutsmartwill give you money back just by taking a photo of your receipt. there're so much on therethat people buy weekly, and there're hundreds of poundsworth of free stuff. i'm pretty sure everyone herehas bought online as well. you know i'm going to say;you can save money on that, too. if you go onto cashback websites,such as topcashback and quidco,
they will give you a percentage backof what you spend, on pretty much anything online -car insurance, hotels, clothes. you can all claim cashback on it,and it's only a minute more worth of work, by clicking through their website. that is just the tip of the icebergwhen it comes to money-saving, and there're so many other waysyou can save money. for example, if you're going out to a restaurant,have a look for restaurant vouchers. if you really love a brand,why not send them a birthday card?
sounds crazy, but i did that last week, and i've got â£20 worthof coupons for a 10p card. if you are ever in the high street,why not have a little haggle? the worst they can do is say no. if you take on board those tips,i guarantee you'll see a positive difference to your budgetby hundreds of pounds. but you have the abilityto turn that into thousands. if you're not botheredby what brands you buy, you can turn it into thousands,
and it's all by a simple changeto your mindset; just by not buyingthat one starbucks coffee every single weekday that costs â£4, that's â£1,040 a year you'll be saving. think about what that moneycould do for you. i'm not saying you can't treat yourself, but you can always buya 500-gram jar of coffee and fill up a travel mug. see? simple change, huge savings.
let's have a look at a bigger picture of how changing the big spendingof your non-essentials into easy cheaper resolutions can seriously help your budget. this is sarah. but sarah is not very happy. why? although she earnsâ£2,000 a month after tax, all of her expenditure,
it means she's just leftwith â£30 each month. not much to save with. but if you look at what she is spending, there're some thingsthat are a bit questionable. if you change those into easy, cheaperresolutions, she could save thousands. taking the first example: buya â£4 starbucks every single weekday. if you change that into buyinga jar of coffee, that's only â£4 a month. you can see what that doesto her money left over each month. [â£113 left over each month]
she has a takeawayevery weekday, a bit much, but if she changes that to every friday,that's only â£20 pounds a month. you can see where this is going -her money is adding up. she spends â£150 on working lunch,every single month. if she changes that,and only has a pack lunch every day, it's a little bit more work,but she's saving â£125 each month. and that adds on to her monthly total. it's gone from â£30 to â£326,just for three changes. and lastly, she spendsâ£125 on shoes and clothes.
as a man i don't understand that but if she can change thatand only spend it on sales - so she spends â£50 a month. you can see what that doesto her monthly leftovers. she now has â£401 left over each monthfrom four simple changes. if you put that back in, she's still gettingeverything she used to have. she's still getting her coffee,her takeaway, her lunch, her clothes, but now she's got â£370 more,just for those changes.
now she's happier. if you look at thatwith a 'before' and 'after': before, she was putting awayâ£360 every year; now it's nearly â£5,000, and that's without coupons. simple changes to your budgetcan mean huge savings. i'm sure every single person in herehas something in their spending they can cut back on. me? i'm quite lazy so i spend â£3
on return bus to the stationevery morning. but in this nice weather, i could cycle to the stationand paddle my bike up. that's â£15 a week,and â£800 if you did it all year. so when you leave here today, have a thinkabout what you're spending your money on, where that money is going, and if you can make any small changes to give you that extra cash injectionthroughout the whole year. when that money goes to good use, i'llbe looking out for your facebook post,
"just booked a holidaywith the money i've saved. #lol." thank you. (applause)
Just got my check for $500
Sometimes people don't believe me when I tell them about how much you can make taking paid surveys online...
So I took a video of myself actually getting paid $500 for paid surveys to finally set the record straight.
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